Today's rates from FIRST SOURCE
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.875% | 7.026% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 7% | 7.2% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.866% | 0 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.75% | 7.703% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.167% | 0 | Sep 11, 2026 | Visit | |
| USDA 30 Year Fixed | 6.625% | 7.294% | 0 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed Refinance | 6.75% | 7.703% | 0 | Sep 11, 2026 | Visit | |
| USDA 30 Year Fixed Refinance | 6.625% | 7.294% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 6.75% | 7.167% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate FIRST SOURCE advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join FIRST SOURCE
Mortgages are offered by OwnersChoice Funding (OCF) through First Source Federal Credit Union for properties in New York State.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Association / SEG
American Consumer Council
Family of a member
immediate family, household
City
Utica NY, Rome NY, Herkimer NY
Where FIRST SOURCE writes mortgages
FIRST SOURCE publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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