Home state: Missouri

    FIRST COMMUNITY mortgage rates

    FIRST COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.125% — the national average is 6.88%. We track FIRST COMMUNITY daily and refresh rates every morning.

    Today's rates from FIRST COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.125%7.142%0Sep 11, 2026Visit
    20 Year Fixed7%7.023%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.653%0Sep 11, 2026Visit
    5 Year ARM5.5%6.048%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate FIRST COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST COMMUNITY

    Membership is open to individuals who live or work in the St. Louis metropolitan area, including St. Louis, St. Charles, Jefferson, Franklin, Warren, and Lincoln counties in Missouri, as well as Madison, St. Clair, and Monroe counties in Illinois.

    County
    St. Louis County, MO, St. Louis City, MO, St. Charles County, MO, Jefferson County, MO, Franklin County, MO, Warren County, MO, Lincoln County, MO, Madison County, IL, St. Clair County, IL, Monroe County, IL

    Where FIRST COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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