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    FIRST CLASS COMMUNITY mortgage rates

    FIRST CLASS COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track FIRST CLASS COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from FIRST CLASS COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.75%—Sep 11, 2026Visit
    15 Year Fixed6.25%6.25%—Sep 11, 2026Visit
    Visit FIRST CLASS COMMUNITY's rates page

    Rate history

    Lowest daily rate FIRST CLASS COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST CLASS COMMUNITY

    Membership is open to individuals who live or work in Polk, Story, Jasper, Marion, Warren, Madison, Boone, Dallas, Plymouth, Cherokee, Ida, Woodbury, Crawford, and Monona counties in Iowa. Additionally, all USPS employees in the state of Iowa are eligible to join. Upon establishing membership, a $25 deposit into a savings account is required.

    Employer
    USPS
    County
    Polk County, IA, Story County, IA, Jasper County, IA, Marion County, IA, Warren County, IA, Madison County, IA, Boone County, IA, Dallas County, IA, Plymouth County, IA, Cherokee County, IA, Ida County, IA, Woodbury County, IA…

    Where FIRST CLASS COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST CLASS COMMUNITY.

    Iowa

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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