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    Credit union mortgage rates
    Home state: Iowa
    Lends in 1 state

    FIRST CLASS COMMUNITY mortgage rates

    FIRST CLASS COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.875% APR — the national average is 7.147%. That's about $26,316 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FIRST CLASS COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST CLASS COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from FIRST CLASS COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.875%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.375%—Nov 2, 2026Visit
    Visit FIRST CLASS COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST CLASS COMMUNITY

    Membership is open to individuals who live or work in Polk, Story, Jasper, Marion, Warren, Madison, Boone, Dallas, Plymouth, Cherokee, Ida, Woodbury, Crawford, and Monona counties in Iowa. Additionally, all USPS employees in the state of Iowa are eligible to join. Upon establishing membership, a $25 deposit into a savings account is required.

    Employer
    USPS
    County
    Polk County, IA, Story County, IA, Jasper County, IA, Marion County, IA, Warren County, IA, Madison County, IA, Boone County, IA, Dallas County, IA, Plymouth County, IA, Cherokee County, IA, Ida County, IA, Woodbury County, IA…

    Where FIRST CLASS COMMUNITY writes mortgages

    FIRST CLASS COMMUNITY publishes mortgage lending in 1 state.

    Iowa

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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