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    FIRST CITY mortgage rates

    FIRST CITY's lowest publicly advertised 30-year fixed rate today is 7.18% APR — the national average is 7.147%. We read FIRST CITY's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST CITY's rates page on Nov 2, 2026. FIRST CITY dates its published rate sheet Oct 30, 2026.

    Today's rates from FIRST CITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.18%-0.125Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    15 Year Fixed6.375%6.678%0Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    5 Year ARM5.5%6.445%0.125Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    7 Year ARM5.75%6.413%0Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    10 Year ARM6%6.446%0.125Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    30 Year Fixed Jumbo7%7.18%-0.125Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    15 Year Fixed Jumbo6.375%6.678%0Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    30 Year Fixed Super Conforming7%7.129%-0.125Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    15 Year Fixed Super Conforming6.375%6.6%0Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST CITY

    Membership is open to those who live, work, worship, or attend school in Los Angeles County and parts of San Bernardino County. Eligibility also extends to employees, retirees, and pensioners of Los Angeles County departments, organizations, or companies, as well as Credit Union employees. Immediate family members of existing members are eligible, including spouses of deceased eligible persons, parents, children, siblings, grandparents, and anyone residing in the same household with a single economic unit.

    Employer
    Eligible Los Angeles County departments, organizations, and companies
    Family of a member
    Immediate family or household of a member
    County
    Los Angeles, CA, San Bernardino, CA

    Where FIRST CITY writes mortgages

    FIRST CITY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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