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    FIRST CHOICE FINANCIAL mortgage rates

    FIRST CHOICE FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read FIRST CHOICE FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST CHOICE FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from FIRST CHOICE FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit
    Visit FIRST CHOICE FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST CHOICE FINANCIAL

    Membership is open to anyone who lives, works, worships, attends school, or maintains a business in Fulton or Montgomery Counties, as well as several specific towns within Hamilton County, NY.

    County
    Fulton County, NY, Montgomery County, NY
    City
    Arietta, NY, Benson, NY, Hope, NY, Wells, NY, Speculator, NY, Lake Pleasant, NY, Indian Lake, NY

    Where FIRST CHOICE FINANCIAL writes mortgages

    FIRST CHOICE FINANCIAL publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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