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    FIRST CHOICE FINANCIAL mortgage rates

    FIRST CHOICE FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.805%. That's about $5,271 saved over the life of a $400,000, 30-year loan. We track FIRST CHOICE FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 9, 2026

    Today's rates from FIRST CHOICE FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.899%0Sep 9, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 9, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 9, 2026Visit
    USDA 30 Year Fixed6.5%7.165%0Sep 9, 2026Visit
    Visit FIRST CHOICE FINANCIAL's rates page

    Rate history

    Lowest daily rate FIRST CHOICE FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST CHOICE FINANCIAL

    Membership is open to anyone who lives, works, worships, attends school, or maintains a business in Fulton or Montgomery Counties, as well as several specific towns within Hamilton County, NY.

    County
    Fulton County, NY, Montgomery County, NY
    City
    Arietta, NY, Benson, NY, Hope, NY, Wells, NY, Speculator, NY, Lake Pleasant, NY, Indian Lake, NY

    Where FIRST CHOICE FINANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST CHOICE FINANCIAL.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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