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    FIRST ATLANTIC mortgage rates

    FIRST ATLANTIC's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track FIRST ATLANTIC daily and refresh rates every morning.

    Today's rates from FIRST ATLANTIC

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.852%—Sep 11, 2026Visit
    20 Year Fixed6.5%6.797%—Sep 11, 2026Visit
    15 Year Fixed6.375%6.745%—Sep 11, 2026Visit
    Visit FIRST ATLANTIC's rates page

    Rate history

    Lowest daily rate FIRST ATLANTIC advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST ATLANTIC

    Membership is open to anyone who lives, works, worships, or attends school in Monmouth, Ocean, or Middlesex County, New Jersey. Immediate family members of current credit union members are also eligible to join.

    County
    Monmouth County, NJ, Ocean County, NJ, Middlesex County, NJ

    Where FIRST ATLANTIC writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST ATLANTIC.

    New Jersey

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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