Home state: New Jersey
    Lends in 1 state

    FIRST ATLANTIC mortgage rates

    FIRST ATLANTIC's lowest publicly advertised 30-year fixed rate today is 7.359% APR — the national average is 7.147%. We read FIRST ATLANTIC's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST ATLANTIC's rates page on Nov 2, 2026. FIRST ATLANTIC dates its published rate sheet Oct 30, 2026.

    Today's rates from FIRST ATLANTIC

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.359%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    20 Year Fixed7%7.303%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    15 Year Fixed6.875%7.25%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST ATLANTIC

    Membership is open to anyone who lives, works, worships, or attends school in Monmouth, Ocean, or Middlesex County, New Jersey. Immediate family members of current credit union members are also eligible to join.

    County
    Monmouth County, NJ, Ocean County, NJ, Middlesex County, NJ

    Where FIRST ATLANTIC writes mortgages

    FIRST ATLANTIC publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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