Home state: Michigan
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    FINANCIAL PLUS mortgage rates

    FINANCIAL PLUS's lowest publicly advertised 30-year fixed rate today is 7.533% APR — the national average is 7.147%. We read FINANCIAL PLUS's rates every weekday, starting around 11 a.m. Central.

    We last read FINANCIAL PLUS's rates page on Nov 2, 2026. FINANCIAL PLUS dates its published rate sheet Nov 2, 2026.

    Today's rates from FINANCIAL PLUS

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.533%0Nov 2, 2026Visit
    20 Year Fixed7.25%7.452%0Nov 2, 2026Visit
    15 Year Fixed7.125%7.374%0Nov 2, 2026Visit
    10 Year Fixed7.25%7.601%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.764%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.625%7.716%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.488%0Nov 2, 2026Visit
    5 Year ARM — medical professionals6.875%6.496%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FINANCIAL PLUS

    Membership in Financial Plus Credit Union is open to anyone who lives, works, worships, or attends school in the entire state of Michigan. The credit union was originally founded by auto workers rooted in Genesee County.

    Where FINANCIAL PLUS writes mortgages

    FINANCIAL PLUS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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