Home state: Iowa
    Lends in 1 state

    FINANCIAL PLUS mortgage rates

    FINANCIAL PLUS's lowest publicly advertised 30-year fixed rate today is 7.175% APR — the national average is 7.147%. We read FINANCIAL PLUS's rates every weekday, starting around 11 a.m. Central.

    We last read FINANCIAL PLUS's rates page on Nov 2, 2026.

    Today's rates from FINANCIAL PLUS

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.175%—Nov 2, 2026Visit
    20 Year Fixed7.125%7.19%—Nov 2, 2026Visit
    15 Year Fixed7%7.08%—Nov 2, 2026Visit
    10 Year ARM6.25%6.156%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FINANCIAL PLUS

    Membership is open to anyone who lives or works in one of 41 Iowa counties: Polk, Story, Jasper, Marion, Warren, Madison, Dallas, Boone, Hamilton, Hardin, Marshall, Poweshiek, Mahaska, Monroe, Lucas, Clarke, Union, Adair, Guthrie, Greene, Webster, Tama, Wright, Franklin, Grundy, Black Hawk, Benton, Iowa, Keokuk, Wapello, Appanoose, Wayne, Decatur, Ringgold, Adams, Cass, Audubon, Carroll, Calhoun, Pocahontas, and Humboldt. Membership is also available to employees of select employer groups (SEGs) and to family members of existing Financial Plus members.

    County
    Polk, IA, Story, IA, Jasper, IA, Marion, IA, Warren, IA, Madison, IA, Dallas, IA, Boone, IA, Hamilton, IA, Hardin, IA, Marshall, IA, Poweshiek, IA…

    Where FINANCIAL PLUS writes mortgages

    FINANCIAL PLUS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if FINANCIAL PLUS is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including FINANCIAL PLUS if you qualify — ranked by today's rate.

    Get notified when FINANCIAL PLUS's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Iowa

    See all Iowa credit union mortgage rates