Home state: Michigan

    FAMILY FIRST mortgage rates

    FAMILY FIRST's lowest publicly advertised 30-year fixed rate today is 6.7% — the national average is 6.88%. That's about $17,258 saved over the life of a $400,000, 30-year loan. We track FAMILY FIRST daily and refresh rates every morning.

    Today's rates from FAMILY FIRST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.7%Sep 11, 2026Visit
    20 Year Fixed6.6%Sep 11, 2026Visit
    15 Year Fixed6.24%Sep 11, 2026Visit
    10 Year Fixed6.24%Sep 11, 2026Visit

    Rate history

    Lowest daily rate FAMILY FIRST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FAMILY FIRST

    Family First Credit Union is open to anyone who lives, works, worships, or attends school in Saginaw, Bay, Midland, or Genesee Counties in Michigan. Membership is also available to family members of current account holders and retirees over 55 living in the service area.

    County
    Saginaw County, MI, Bay County, MI, Midland County, MI, Genesee County, MI

    Where FAMILY FIRST writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FAMILY FIRST.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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