Home state: Michigan
    Lends in 1 state

    FAMILY FIRST mortgage rates

    FAMILY FIRST's lowest publicly advertised 30-year fixed rate today is 7.45% APR — the national average is 7.147%. We read FAMILY FIRST's rates every weekday, starting around 11 a.m. Central.

    We last read FAMILY FIRST's rates page on Nov 2, 2026.

    Today's rates from FAMILY FIRST

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only7.45%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only7.35%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.99%—Nov 2, 2026Visit
    10 Year Fixed—Lender publishes APR only6.74%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FAMILY FIRST

    Family First Credit Union is open to anyone who lives, works, worships, or attends school in Saginaw, Bay, Midland, or Genesee Counties in Michigan. Membership is also available to family members of current account holders and retirees over 55 living in the service area.

    County
    Saginaw County, MI, Bay County, MI, Midland County, MI, Genesee County, MI

    Where FAMILY FIRST writes mortgages

    FAMILY FIRST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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