Home state: District of Columbia

    F R B mortgage rates

    F R B's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track F R B daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from F R B

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.914%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.965%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.765%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.375%7.537%0Sep 11, 2026Visit
    VA 30 Year Fixed Refinance6.5%6.662%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate F R B advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join F R B

    Membership is open to current and retired employees of the Federal Reserve Board, Federal Reserve Banks, and the Bureau of Consumer Financial Protection. Employees of contractors for the Federal Reserve System and immediate family members of existing credit union members are also eligible to join.

    Employer
    Federal Reserve Board, Federal Reserve Banks, Federal Reserve System contractors, Bureau of Consumer Financial Protection, Federal Reserve Board Federal Credit Union
    Association / SEG
    Organizations of eligible members

    Where F R B writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with F R B.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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