Today's rates from F R B
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.375% | 7.545% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 7.5% | 7.721% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.875% | 7.143% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.375% | 7.075% | — | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.5% | 6.661% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.351% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.5% | 7.662% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join F R B
Membership is open to current and retired employees of the Federal Reserve Board, Federal Reserve Banks, and the Bureau of Consumer Financial Protection. Employees of contractors for the Federal Reserve System and immediate family members of existing credit union members are also eligible to join.
Employer
Federal Reserve Board, Federal Reserve Banks, Federal Reserve System contractors, Bureau of Consumer Financial Protection, Federal Reserve Board Federal Credit Union
Association / SEG
Organizations of eligible members
Where F R B writes mortgages
F R B publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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