Today's rates from F R B
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.914% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 6.965% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.5% | 6.765% | 0 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.25% | 6.948% | 0 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7% | 7.099% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.375% | 7.537% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 6.5% | 6.662% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate F R B advertised for each product, past 90 days.
Who can join F R B
Membership is open to current and retired employees of the Federal Reserve Board, Federal Reserve Banks, and the Bureau of Consumer Financial Protection. Employees of contractors for the Federal Reserve System and immediate family members of existing credit union members are also eligible to join.
Where F R B writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with F R B.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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