Home state: Indiana
    Lends in 2 states

    EVERWISE mortgage rates

    EVERWISE's lowest publicly advertised 30-year fixed rate today is 7.544% APR — the national average is 7.147%. We read EVERWISE's rates every weekday, starting around 11 a.m. Central.

    We last read EVERWISE's rates page on Nov 2, 2026. EVERWISE dates its published rate sheet Oct 30, 2026.

    Today's rates from EVERWISE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.544%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EVERWISE

    Everwise Credit Union is open to anyone who lives or works in almost any part of Indiana (all counties except specific townships in Marion County) and select areas of Michigan, including Berrien and Cass Counties and several townships in Oakland and Macomb Counties. Immediate family members of existing members are also eligible for membership.

    County
    Berrien County, MI, Cass County, MI
    City
    Bloomfield, MI, West Bloomfield, MI, Commerce, MI, Clinton, MI, Macomb, MI

    Where EVERWISE writes mortgages

    EVERWISE publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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