Home state: New York

    ENCOMPASS NIAGARA mortgage rates

    ENCOMPASS NIAGARA's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track ENCOMPASS NIAGARA daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from ENCOMPASS NIAGARA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit

    Rate history

    Lowest daily rate ENCOMPASS NIAGARA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ENCOMPASS NIAGARA

    Membership is open to anyone who lives, works, worships, attends school, or volunteers in Niagara County, New York.

    County
    Niagara County, NY

    Where ENCOMPASS NIAGARA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ENCOMPASS NIAGARA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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