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    ENCOMPASS NIAGARA mortgage rates

    ENCOMPASS NIAGARA's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read ENCOMPASS NIAGARA's rates every weekday, starting around 11 a.m. Central.

    We last read ENCOMPASS NIAGARA's rates page on Nov 2, 2026.

    Today's rates from ENCOMPASS NIAGARA

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ENCOMPASS NIAGARA

    Membership is open to anyone who lives, works, worships, attends school, or volunteers in Niagara County, New York.

    County
    Niagara County, NY

    Where ENCOMPASS NIAGARA writes mortgages

    ENCOMPASS NIAGARA publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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