Today's rates from EMERALD COAST
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7% | 7.279% | 0 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.75% | 7.199% | 0 | Nov 2, 2026 | Visit | |
| 5 Year ARM | 5.75% | 6.765% | 0 | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6% | 6.805% | 0 | Nov 2, 2026 | Visit | |
| 10 Year ARM | 6.25% | 6.85% | 0 | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.99% | 8.127% | 0 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.99% | 7.45% | 0 | Nov 2, 2026 | Visit | |
| USDA 30 Year Fixed | 6.875% | 7.574% | 0 | Nov 2, 2026 | Visit | |
| 10 Year ARM Refinance | 6.25% | 6.85% | 0 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.75% | 7.199% | 0 | Nov 2, 2026 | Visit | |
| 30 Year Fixed Refinance | 7.125% | 7.406% | 0 | Nov 2, 2026 | Visit | |
| 5 Year ARM Refinance | 5.75% | 6.765% | 0 | Nov 2, 2026 | Visit | |
| 7 Year ARM Refinance | 6% | 6.805% | 0 | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed Refinance | 6.99% | 8.127% | 0 | Nov 2, 2026 | Visit | |
| USDA 30 Year Fixed Refinance | 6.875% | 7.574% | 0 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 6.99% | 7.45% | 0 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join EMERALD COAST
Membership is open to anyone who lives, works, worships, or attends school in Gulf County, Franklin County, or the City of Mexico Beach, Florida.
County
Gulf County, FL, Franklin County, FL
City
Mexico Beach, FL
Where EMERALD COAST writes mortgages
EMERALD COAST publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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