Home state: Connecticut

    ELLAFI mortgage rates

    ELLAFI's lowest publicly advertised 30-year fixed rate today is 5.99% — the national average is 6.945%. That's about $90,295 saved over the life of a $400,000, 30-year loan. We track ELLAFI daily and refresh rates every morning.

    Rates as of Sep 14, 2026

    Today's rates from ELLAFI

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.99%6.176%Sep 14, 2026Visit
    15 Year Fixed5.59%5.895%Sep 14, 2026Visit
    5 Year ARM5.125%6.346%Sep 14, 2026Visit
    7 Year ARM5.25%6.219%Sep 14, 2026Visit

    Rate history

    Lowest daily rate ELLAFI advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ELLAFI

    Individuals who live, work, worship, attend school, or volunteer in 24 specific Connecticut towns, including Middletown, Meriden, and Wallingford, are eligible to join. Immediate family members of current credit union members may also join regardless of where they live.

    City
    Branford, CT, Cheshire, CT, Chester, CT, Clinton, CT, Cromwell, CT, Deep River, CT, Durham, CT, East Haddam, CT, East Haven, CT, Essex, CT, Guilford, CT, Haddam, CT

    Where ELLAFI writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ELLAFI.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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