Home state: Colorado
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    ELECTRICAL mortgage rates

    ELECTRICAL's lowest publicly advertised 30-year fixed rate today is 7.204% APR — the national average is 7.147%. We read ELECTRICAL's rates every weekday, starting around 11 a.m. Central.

    We last read ELECTRICAL's rates page on Nov 2, 2026.

    Today's rates from ELECTRICAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.204%0.087Nov 2, 2026Visit
    20 Year Fixed6.625%6.89%0.116Nov 2, 2026Visit
    15 Year Fixed6.375%6.695%0.06Nov 2, 2026Visit
    10 Year Fixed6.25%6.71%0.105Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.308%0.005Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.862%0.024Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ELECTRICAL

    Membership is open to individuals affiliated with specific Colorado labor unions, including IBEW, UFCW, and affiliates of the Colorado AFL-CIO, as well as their family members.

    Association / SEG
    International Brotherhood of Electrical Workers Local 68 (IBEW 68), International Brotherhood of Electrical Workers Local 111 (IBEW 111), United Food and Commercial Workers Local 7 (UFCW 7), Plumbers Local 3 (PPF/UA Denver), SMART Local 9, Carpenters Local 55 (CJA Denver), Office & Professional Employees International Union Local 30 (OPEIU 30), Denver Labor Council for Latin American Advancement (LCLAA), Colorado AFL-CIO, Denver Area Labor Federation (DALF)

    Where ELECTRICAL writes mortgages

    ELECTRICAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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