Home state: Colorado

    ELECTRICAL mortgage rates

    ELECTRICAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track ELECTRICAL daily and refresh rates every morning.

    Today's rates from ELECTRICAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.868%0.526Sep 11, 2026Visit
    20 Year Fixed6.5%6.766%0.131Sep 11, 2026Visit
    15 Year Fixed6.125%6.455%0.133Sep 11, 2026Visit
    10 Year Fixed5.875%6.371%0.276Sep 11, 2026Visit
    FHA 30 Year Fixed6%6.937%0.126Sep 11, 2026Visit
    VA 30 Year Fixed6.125%6.48%0.041Sep 11, 2026Visit

    Rate history

    Lowest daily rate ELECTRICAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ELECTRICAL

    Membership is open to individuals affiliated with specific Colorado labor unions, including IBEW, UFCW, and affiliates of the Colorado AFL-CIO, as well as their family members.

    Association / SEG
    International Brotherhood of Electrical Workers Local 68 (IBEW 68), International Brotherhood of Electrical Workers Local 111 (IBEW 111), United Food and Commercial Workers Local 7 (UFCW 7), Plumbers Local 3 (PPF/UA Denver), SMART Local 9, Carpenters Local 55 (CJA Denver), Office & Professional Employees International Union Local 30 (OPEIU 30), Denver Labor Council for Latin American Advancement (LCLAA), Colorado AFL-CIO, Denver Area Labor Federation (DALF)

    Where ELECTRICAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ELECTRICAL.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if ELECTRICAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including ELECTRICAL if you qualify — ranked by today's rate.

    Get notified when ELECTRICAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Colorado

    See all Colorado credit union mortgage rates