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    EDWARDS mortgage rates

    EDWARDS's lowest publicly advertised 30-year fixed rate today is 6.998% APR — the national average is 7.147%. That's about $14,452 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read EDWARDS's rates every weekday, starting around 11 a.m. Central.

    We last read EDWARDS's rates page on Nov 2, 2026.

    Today's rates from EDWARDS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.99%6.998%0.085Nov 2, 2026Visit
    15 Year Fixed6.375%6.375%0.001Nov 2, 2026Visit
    5 Year ARM6%6.386%0.089Nov 2, 2026Visit
    7 Year ARM6.25%6.451%0.208Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.074%0.335Nov 2, 2026Visit
    VA 30 Year Fixed6.625%6.77%0.003Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDWARDS

    You are eligible to join Edwards Federal Credit Union if you live, work, worship, or attend school in several California communities, including Lancaster, Palmdale, and Mojave. Immediate family members of current credit union members are also eligible to join.

    City
    Acton, CA, Antelope Acres, CA, Boron, CA, California City, CA, Edwards, CA, Elizabeth Lake, CA, Lake Hughes, CA, Lake Los Angeles, CA, Lancaster, CA, Leona Valley, CA, Little Rock, CA, Llano, CA…

    Where EDWARDS writes mortgages

    EDWARDS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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