Home state: California

    EDWARDS mortgage rates

    EDWARDS's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track EDWARDS daily and refresh rates every morning.

    Today's rates from EDWARDS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.775%0.256Sep 11, 2026Visit
    15 Year Fixed5.75%5.828%0.5Sep 11, 2026Visit
    5 Year ARM6.625%6.772%1.499Sep 11, 2026Visit
    7 Year ARM7.875%7.457%1.554Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.92%0.07Sep 11, 2026Visit
    VA 30 Year Fixed6.25%6.399%0.076Sep 11, 2026Visit
    30 Year Fixed Jumbo6%6.047%0.5Sep 11, 2026Visit

    Rate history

    Lowest daily rate EDWARDS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDWARDS

    You are eligible to join Edwards Federal Credit Union if you live, work, worship, or attend school in several California communities, including Lancaster, Palmdale, and Mojave. Immediate family members of current credit union members are also eligible to join.

    City
    Acton, CA, Antelope Acres, CA, Boron, CA, California City, CA, Edwards, CA, Elizabeth Lake, CA, Lake Hughes, CA, Lake Los Angeles, CA, Lancaster, CA, Leona Valley, CA, Little Rock, CA, Llano, CA

    Where EDWARDS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with EDWARDS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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