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    EDUCATIONAL EMPLOYEES mortgage rates

    EDUCATIONAL EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 6.408% APR — the national average is 7.147%. That's about $70,811 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read EDUCATIONAL EMPLOYEES's rates every weekday, starting around 11 a.m. Central.

    We last read EDUCATIONAL EMPLOYEES's rates page on Nov 2, 2026. EDUCATIONAL EMPLOYEES dates its published rate sheet Nov 2, 2026.

    Today's rates from EDUCATIONAL EMPLOYEES

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.25%6.408%0Nov 2, 2026Visit
    20 Year Fixed6.125%6.333%0Nov 2, 2026Visit
    15 Year Fixed6%6.259%0Nov 2, 2026Visit
    10 Year Fixed5.625%5.986%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.625%6.938%1Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.734%1Nov 2, 2026Visit
    USDA 30 Year Fixed6%6.129%0Nov 2, 2026Visit
    30 Year Fixed Jumbo6.25%6.281%0Nov 2, 2026Visit
    Visit EDUCATIONAL EMPLOYEES's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDUCATIONAL EMPLOYEES

    Membership is open to school employees, students, and retirees within 12 specific California counties including Fresno, Kern, and Monterey. Employees of several healthcare providers, the City of Fresno, and relatives of current or eligible members may also join.

    Employer
    Valley Children’s Healthcare, St. Agnes Medical Center, City of Fresno, California Teaching Fellows Foundation, United Health Centers of the San Joaquin Valley, Camarena Health, The Fresno Center, Orcutt Union School District
    Association / SEG
    So-Val Tel Federal Credit Union membership base

    Where EDUCATIONAL EMPLOYEES writes mortgages

    EDUCATIONAL EMPLOYEES publishes mortgage lending in 1 state.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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