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    EDUCATIONAL AND GOVERNMENTAL mortgage rates

    EDUCATIONAL AND GOVERNMENTAL's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read EDUCATIONAL AND GOVERNMENTAL's rates every weekday, starting around 11 a.m. Central.

    We last read EDUCATIONAL AND GOVERNMENTAL's rates page on Nov 2, 2026. EDUCATIONAL AND GOVERNMENTAL dates its published rate sheet Nov 2, 2026.

    Today's rates from EDUCATIONAL AND GOVERNMENTAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDUCATIONAL AND GOVERNMENTAL

    Membership is open to employees and retirees of many local government and educational community partners in New York, including Westchester County agencies and various school districts. Family and household members of current or potential members are also eligible to join.

    Where EDUCATIONAL AND GOVERNMENTAL writes mortgages

    EDUCATIONAL AND GOVERNMENTAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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