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    EDUCATIONAL AND GOVERNMENTAL mortgage rates

    EDUCATIONAL AND GOVERNMENTAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track EDUCATIONAL AND GOVERNMENTAL daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from EDUCATIONAL AND GOVERNMENTAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit
    Visit EDUCATIONAL AND GOVERNMENTAL's rates page

    Rate history

    Lowest daily rate EDUCATIONAL AND GOVERNMENTAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EDUCATIONAL AND GOVERNMENTAL

    Membership is open to employees and retirees of many local government and educational community partners in New York, including Westchester County agencies and various school districts. Family and household members of current or potential members are also eligible to join.

    Where EDUCATIONAL AND GOVERNMENTAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with EDUCATIONAL AND GOVERNMENTAL.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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