Home state: Vermont
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    Lends in 4 states

    EASTRISE mortgage rates

    EASTRISE's lowest publicly advertised 30-year fixed rate today is 6.761% APR — the national average is 7.147%. That's about $37,259 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read EASTRISE's rates every weekday, starting around 11 a.m. Central.

    We last read EASTRISE's rates page on Nov 2, 2026.

    Today's rates from EASTRISE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.761%1Nov 2, 2026Visit
    20 Year Fixed6.375%6.552%1Nov 2, 2026Visit
    15 Year Fixed6.25%6.471%1Nov 2, 2026Visit
    10 Year Fixed6.375%6.462%0Nov 2, 2026Visit
    3 Year ARM5.75%5.87%1Nov 2, 2026Visit
    5 Year ARM6.125%6.248%1Nov 2, 2026Visit
    7 Year ARM6.875%7.003%1Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%6.788%0Nov 2, 2026Visit
    VA 30 Year Fixed6.75%6.837%0.5Nov 2, 2026Visit
    30 Year Fixed Jumbo6.875%6.913%0Nov 2, 2026Visit
    20 Year Fixed Jumbo6.625%6.675%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.375%6.437%0Nov 2, 2026Visit
    10 Year Fixed Jumbo6.125%6.212%0Nov 2, 2026Visit
    5 Year ARM Jumbo6.375%7.011%0Nov 2, 2026Visit
    7 Year ARM Jumbo7.125%7.288%0Nov 2, 2026Visit
    3 Year ARM Jumbo6%7.052%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EASTRISE

    Anyone in the U.S. can join EastRise Credit Union by becoming a member of the American Consumer Council, with the first year's fee covered by the credit union. Membership is also open to Vermont state employees, staff of various Vermont non-profits and colleges, and their immediate family members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    State of Vermont, Vermont State Colleges, Vermont Foodbank, Vermont Community Loan Fund, Green Mountain United Way, IBM, UVM Health Network
    Association / SEG
    Vermont State Employees Association, American Consumer Council

    Where EASTRISE writes mortgages

    EASTRISE publishes mortgage lending in 4 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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