Home state: Maine
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    DOWNEAST mortgage rates

    DOWNEAST's lowest publicly advertised 30-year fixed rate today is 7.48% APR — the national average is 7.147%. We read DOWNEAST's rates every weekday, starting around 11 a.m. Central.

    We last read DOWNEAST's rates page on Nov 2, 2026. DOWNEAST dates its published rate sheet Oct 28, 2026.

    Today's rates from DOWNEAST

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.38%7.48%0Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    20 Year Fixed7.63%7.76%0Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
    Visit
    15 Year Fixed7%7.16%0Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    10 Year Fixed7%7.23%0Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DOWNEAST

    Downeast Credit Union is open to anyone who lives, works, worships, or attends school in Hancock, Kennebec, Knox, Lincoln, Penobscot, Sagadahoc, Waldo, or Washington Counties, as well as the towns of Brunswick and Harpswell. Family and household members of current members are also eligible to join.

    County
    Hancock County, ME, Kennebec County, ME, Knox County, ME, Lincoln County, ME, Penobscot County, ME, Sagadahoc County, ME, Waldo County, ME, Washington County, ME
    City
    Brunswick, ME, Harpswell, ME

    Where DOWNEAST writes mortgages

    DOWNEAST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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