Home state: Michigan
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    Lends in 1 state

    DOW mortgage rates

    DOW's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track DOW daily and refresh rates every morning.

    Today's rates from DOW

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.115%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.895%0Sep 11, 2026Visit
    15 Year Fixed6.375%6.549%0Sep 11, 2026Visit
    10 Year Fixed6.25%6.493%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate DOW advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DOW

    Anyone who lives in Michigan can join Dow Credit Union. Residents outside of Michigan can also join by making a $10 donation to the Multipliers for Good charitable fund.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where DOW writes mortgages

    DOW publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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