CU RateFinder
    Credit union mortgage rates
    Home state: Michigan
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    Lends in 1 state

    DOW mortgage rates

    DOW's lowest publicly advertised 30-year fixed rate today is 7.241% APR — the national average is 7.147%. We read DOW's rates every weekday, starting around 11 a.m. Central.

    We last read DOW's rates page on Nov 2, 2026.

    Today's rates from DOW

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.241%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.768%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.803%—Nov 2, 2026Visit
    10 Year Fixed6.375%6.62%—Nov 2, 2026Visit
    Visit DOW's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DOW

    Anyone who lives in Michigan can join Dow Credit Union. Residents outside of Michigan can also join by making a $10 donation to the Multipliers for Good charitable fund.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where DOW writes mortgages

    DOW publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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    More credit unions in Michigan

    See all Michigan credit union mortgage rates