Home state: Maine

    DIRIGO mortgage rates

    DIRIGO's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.945%. That's about $66,090 saved over the life of a $400,000, 30-year loan. We track DIRIGO daily and refresh rates every morning.

    Today's rates from DIRIGO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%6.332%0Sep 14, 2026Visit
    20 Year Fixed6.125%6.36%0Sep 14, 2026Visit
    15 Year Fixed6%6.135%0Sep 14, 2026Visit
    10 Year Fixed5.875%6.064%0Sep 14, 2026Visit

    Rate history

    Lowest daily rate DIRIGO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DIRIGO

    Dirigo Federal Credit Union is open to anyone who lives, works, worships, or attends school in the Maine counties of Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York.

    County
    Androscoggin County, ME, Cumberland County, ME, Franklin County, ME, Kennebec County, ME, Knox County, ME, Lincoln County, ME, Oxford County, ME, Sagadahoc County, ME, Somerset County, ME, York County, ME

    Where DIRIGO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with DIRIGO.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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