Today's rates from DIRECT
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.25% | 7.305% | 0 | Nov 2, 2026 Lender's sheet dated Dec 12, 2025 | Visit | |
| 15 Year Fixed | 6.625% | 6.707% | 0 | Nov 2, 2026 Lender's sheet dated Dec 12, 2025 | Visit | |
| 10 Year Fixed | 6.625% | 6.74% | 0 | Nov 2, 2026 Lender's sheet dated Dec 12, 2025 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.265% | 0 | Nov 2, 2026 Lender's sheet dated Dec 12, 2025 | Visit | |
| 15 Year Fixed Jumbo | 6.75% | 6.774% | 0 | Nov 2, 2026 Lender's sheet dated Dec 12, 2025 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join DIRECT
Membership is open to anyone who lives, works, worships, attends school, or regularly conducts business in Norfolk or Middlesex Counties in Massachusetts. Immediate family members of those eligible are also invited to join.
County
Norfolk County, MA, Middlesex County, MA
Where DIRECT writes mortgages
DIRECT publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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