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    DEPT OF LABOR mortgage rates

    DEPT OF LABOR's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track DEPT OF LABOR daily and refresh rates every morning.

    Today's rates from DEPT OF LABOR

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.914%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.965%0Sep 11, 2026Visit
    5 Year ARM6.25%6.784%0Sep 11, 2026Visit
    15 Year ARM6.875%7.04%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate DEPT OF LABOR advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DEPT OF LABOR

    Labor Credit Union membership is primarily open to employees and retirees of the U.S. Department of Labor and numerous other federal labor-related agencies. It also serves select employer partners, contractors in the DC area, and immediate family or household members of current members.

    Employer
    U.S. Department of Labor (DOL), Office of the Secretary (OSEC), Administrative Review Board (ARB), Benefits Review Board (BRB), Bureau of International Labor Affairs (ILAB), Bureau of Labor Statistics (BLS), Employee Benefits Security Administration (EBSA), Employees’ Compensation Appeals Board (ECAB), Employment and Training Administration (ETA), Mine Safety and Health Administration (MSHA), Occupational Safety and Health Administration (OSHA), Office of Administrative Law Judges (OALJ)

    Where DEPT OF LABOR writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with DEPT OF LABOR.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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