Home state: Hawaii
    Lends in 1 state

    CU HAWAII mortgage rates

    CU HAWAII's lowest publicly advertised 30-year fixed rate today is 6.584% APR — the national average is 7.147%. That's about $54,146 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CU HAWAII's rates every weekday, starting around 11 a.m. Central.

    We last read CU HAWAII's rates page on Nov 2, 2026.

    Today's rates from CU HAWAII

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.584%0Nov 2, 2026Visit
    15 Year Fixed6%6.137%0Nov 2, 2026Visit
    5 Year ARM6%6.219%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CU HAWAII

    Membership is open to individuals who live, work, worship, or attend school in Hawaii County (the Big Island). Family members of current credit union members are also eligible to join.

    County
    Hawaii County, HI

    Where CU HAWAII writes mortgages

    CU HAWAII publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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