CU RateFinder
    Credit union mortgage rates
    Home state: California
    Open membership
    Lends in 2 states

    CREDIT UNION OF SOUTHERN CALIFORNIA mortgage rates

    CREDIT UNION OF SOUTHERN CALIFORNIA's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track CREDIT UNION OF SOUTHERN CALIFORNIA daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from CREDIT UNION OF SOUTHERN CALIFORNIA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.923%0Sep 11, 2026Visit
    20 Year Fixed6.625%6.687%0Sep 11, 2026Visit
    15 Year Fixed6.375%6.452%0Sep 11, 2026Visit
    10 Year Fixed6.25%6.358%0Sep 11, 2026Visit
    5 Year ARM6%6.045%0Sep 11, 2026Visit
    7 Year ARM6.125%6.171%0Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.9%0Sep 11, 2026Visit
    15 Year Fixed Jumbo6.375%6.415%0Sep 11, 2026Visit
    30 Year Fixed Super Conforming7.625%7.659%0Sep 11, 2026Visit
    15 Year Fixed Super Conforming6.875%6.929%0Sep 11, 2026Visit
    5 Year ARM Jumbo6%6.023%0Sep 11, 2026Visit
    7 Year ARM Jumbo6.125%6.149%0Sep 11, 2026Visit
    Visit CREDIT UNION OF SOUTHERN CALIFORNIA's rates page

    Rate history

    Lowest daily rate CREDIT UNION OF SOUTHERN CALIFORNIA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CREDIT UNION OF SOUTHERN CALIFORNIA

    Anyone can join Credit Union of Southern California through a complimentary membership to an approved nonprofit association provided during the application. You can also qualify if you live or work in Lake Havasu City, AZ, work for a partner employer, or are related to a current member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Rio Hondo College, Cedars-Sinai
    City
    Lake Havasu City, AZ

    Where CREDIT UNION OF SOUTHERN CALIFORNIA writes mortgages

    CREDIT UNION OF SOUTHERN CALIFORNIA publishes mortgage lending in 2 states.

    ArizonaCalifornia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CREDIT UNION OF SOUTHERN CALIFORNIA is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CREDIT UNION OF SOUTHERN CALIFORNIA if you qualify — ranked by today's rate.

    Get notified when CREDIT UNION OF SOUTHERN CALIFORNIA's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in California

    See all California credit union mortgage rates