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    Home state: California
    Open membership
    Lends in 2 states

    CREDIT UNION OF SOUTHERN CALIFORNIA mortgage rates

    CREDIT UNION OF SOUTHERN CALIFORNIA's lowest publicly advertised 30-year fixed rate today is 7.048% APR — the national average is 7.147%. That's about $9,612 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CREDIT UNION OF SOUTHERN CALIFORNIA's rates every weekday, starting around 11 a.m. Central.

    We last read CREDIT UNION OF SOUTHERN CALIFORNIA's rates page on Nov 2, 2026. CREDIT UNION OF SOUTHERN CALIFORNIA dates its published rate sheet Nov 2, 2026.

    Today's rates from CREDIT UNION OF SOUTHERN CALIFORNIA

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.048%0Nov 2, 2026Visit
    20 Year Fixed6.625%6.687%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.577%0Nov 2, 2026Visit
    10 Year Fixed6.25%6.358%0Nov 2, 2026Visit
    5 Year ARM6%6.045%0Nov 2, 2026Visit
    7 Year ARM6.25%6.296%0Nov 2, 2026Visit
    30 Year Fixed Jumbo8%8.035%0Nov 2, 2026Visit
    15 Year Fixed Jumbo7%7.054%0Nov 2, 2026Visit
    30 Year Fixed Super Conforming8%8.035%0Nov 2, 2026Visit
    15 Year Fixed Super Conforming7%7.054%0Nov 2, 2026Visit
    5 Year ARM Jumbo5.875%5.898%0Nov 2, 2026Visit
    7 Year ARM Jumbo6.25%6.274%0Nov 2, 2026Visit
    Visit CREDIT UNION OF SOUTHERN CALIFORNIA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CREDIT UNION OF SOUTHERN CALIFORNIA

    Anyone can join Credit Union of Southern California through a complimentary membership to an approved nonprofit association provided during the application. You can also qualify if you live or work in Lake Havasu City, AZ, work for a partner employer, or are related to a current member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Rio Hondo College, Cedars-Sinai
    City
    Lake Havasu City, AZ

    Where CREDIT UNION OF SOUTHERN CALIFORNIA writes mortgages

    CREDIT UNION OF SOUTHERN CALIFORNIA publishes mortgage lending in 2 states.

    ArizonaCalifornia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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