Home state: New Jersey

    CREDIT UNION OF NEW JERSEY mortgage rates

    CREDIT UNION OF NEW JERSEY's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.88%. That's about $36,281 saved over the life of a $400,000, 30-year loan. We track CREDIT UNION OF NEW JERSEY daily and refresh rates every morning.

    Today's rates from CREDIT UNION OF NEW JERSEY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.685%Sep 11, 2026Visit
    20 Year Fixed6.375%6.618%Sep 11, 2026Visit
    15 Year Fixed5.75%6.049%Sep 11, 2026Visit
    10 Year Fixed5.75%6.174%Sep 11, 2026Visit
    3 Year ARM5.875%6.053%Sep 11, 2026Visit
    5 Year ARM6%6.103%Sep 11, 2026Visit
    7 Year ARM6.125%6.183%Sep 11, 2026Visit
    10 Year ARM6.25%6.304%Sep 11, 2026Visit

    Rate history

    Lowest daily rate CREDIT UNION OF NEW JERSEY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CREDIT UNION OF NEW JERSEY

    Membership is open to employees of the State of New Jersey and Educational Testing Service. Eligibility also extends to those who live, work, worship, or attend school in Ewing, NJ, or if their employer belongs to a participating Chamber of Commerce. Individuals are also eligible if they live in a Primary Metropolitan Statistical Area such as Trenton or Burlington County, or are related to a current member of Credit Union of New Jersey.

    Employer
    State of New Jersey, NJ state agencies, commissions, authorities (excl. Law and Public Safety), 200+ select employer groups
    Association / SEG
    Credit Union of New Jersey Foundation ($5 donation), American Consumer Council (ACC)
    Family of a member
    immediate family of members
    County
    Mercer, NJ

    Where CREDIT UNION OF NEW JERSEY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CREDIT UNION OF NEW JERSEY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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