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    CREDIT UNION OF NEW JERSEY mortgage rates

    CREDIT UNION OF NEW JERSEY's lowest publicly advertised 30-year fixed rate today is 7.065% APR — the national average is 7.147%. That's about $7,964 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CREDIT UNION OF NEW JERSEY's rates every weekday, starting around 11 a.m. Central.

    We last read CREDIT UNION OF NEW JERSEY's rates page on Nov 2, 2026.

    Today's rates from CREDIT UNION OF NEW JERSEY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.065%—Nov 2, 2026Visit
    20 Year Fixed6.5%6.744%—Nov 2, 2026Visit
    15 Year Fixed6%6.301%—Nov 2, 2026Visit
    10 Year Fixed5.75%6.174%—Nov 2, 2026Visit
    3 Year ARM6.125%6.306%—Nov 2, 2026Visit
    5 Year ARM6.25%6.356%—Nov 2, 2026Visit
    7 Year ARM6.375%6.437%—Nov 2, 2026Visit
    10 Year ARM6.5%6.559%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CREDIT UNION OF NEW JERSEY

    Membership is open to employees of the State of New Jersey and Educational Testing Service. Eligibility also extends to those who live, work, worship, or attend school in Ewing, NJ, or if their employer belongs to a participating Chamber of Commerce. Individuals are also eligible if they live in a Primary Metropolitan Statistical Area such as Trenton or Burlington County, or are related to a current member of Credit Union of New Jersey.

    Employer
    State of New Jersey, NJ state agencies, commissions, authorities (excl. Law and Public Safety), 200+ select employer groups
    Association / SEG
    Credit Union of New Jersey Foundation ($5 donation), American Consumer Council (ACC)
    Family of a member
    immediate family of members
    County
    Mercer, NJ

    Where CREDIT UNION OF NEW JERSEY writes mortgages

    CREDIT UNION OF NEW JERSEY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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