Home state: South Carolina
    Lends in 1 state

    CPM mortgage rates

    CPM's lowest publicly advertised 30-year fixed rate today is 6.688% APR — the national average is 7.147%. That's about $44,240 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CPM's rates every weekday, starting around 11 a.m. Central.

    We last read CPM's rates page on Nov 2, 2026. CPM dates its published rate sheet Oct 6, 2026.

    Today's rates from CPM

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.14%6.688%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
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    20 Year Fixed6.29%6.486%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
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    15 Year Fixed5.89%6.13%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
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    10 Year Fixed5.59%5.925%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
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    5 Year ARM5.39%6.089%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
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    7 Year ARM5.79%6.288%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
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    10 Year ARM5.89%6.216%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
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    15 Year ARM6.09%6.234%—Nov 2, 2026
    Lender's sheet dated Oct 6, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CPM

    CPM Federal Credit Union serves employees of the former Charleston Paper Mill and their families, as well as various employer groups and residents throughout South Carolina.

    Association / SEG
    South Carolina Firefighters' Association
    County
    Orangeburg County, SC, Calhoun County, SC, Charleston County, SC

    Where CPM writes mortgages

    CPM publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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