Home state: South Carolina

    CPM mortgage rates

    CPM's lowest publicly advertised 30-year fixed rate today is 5.54% — the national average is 6.88%. That's about $125,225 saved over the life of a $400,000, 30-year loan. We track CPM daily and refresh rates every morning.

    Rates as of Aug 13, 2026

    Today's rates from CPM

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.54%6.163%Aug 13, 2026Visit
    20 Year Fixed5.59%5.777%Aug 13, 2026Visit
    15 Year Fixed5.09%5.319%Aug 13, 2026Visit
    10 Year Fixed4.79%5.113%Aug 13, 2026Visit
    5 Year ARM4.79%6.022%Aug 13, 2026Visit
    7 Year ARM5.19%6.051%Aug 13, 2026Visit
    10 Year ARM5.29%5.943%Aug 13, 2026Visit
    15 Year ARM5.49%5.823%Aug 13, 2026Visit

    Rate history

    Lowest daily rate CPM advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CPM

    CPM Federal Credit Union serves employees of the former Charleston Paper Mill and their families, as well as various employer groups and residents throughout South Carolina.

    Association / SEG
    South Carolina Firefighters' Association
    County
    Orangeburg County, SC, Calhoun County, SC, Charleston County, SC

    Where CPM writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CPM.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CPM is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CPM if you qualify — ranked by today's rate.

    Get notified when CPM's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in South Carolina

    See all South Carolina credit union mortgage rates