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    COOPERATIVE EMPLOYEES mortgage rates

    COOPERATIVE EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track COOPERATIVE EMPLOYEES daily and refresh rates every morning.

    Today's rates from COOPERATIVE EMPLOYEES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.517%Sep 11, 2026Visit
    20 Year Fixed7.125%6.604%Sep 11, 2026Visit
    15 Year Fixed6.375%6.314%Sep 11, 2026Visit
    10 Year Fixed6.5%6.623%Sep 11, 2026Visit

    Rate history

    Lowest daily rate COOPERATIVE EMPLOYEES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COOPERATIVE EMPLOYEES

    Membership at COOPERATIVE EMPLOYEES is open to employees of Western Farmers Electric Cooperative and their family members (spouse, child, mother, father, brother, or sister). For mortgage services, Cooperative Employees Credit Union partners with FocusOne Mortgage Solutions.

    Employer
    Western Farmers Electric Cooperative

    Where COOPERATIVE EMPLOYEES writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with COOPERATIVE EMPLOYEES.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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