CU RateFinder
    Credit union mortgage rates
    Home state: New York
    Lends in 1 state

    CONSUMERS mortgage rates

    CONSUMERS's lowest publicly advertised 30-year fixed rate today is 7.403% APR — the national average is 7.147%. We read CONSUMERS's rates every weekday, starting around 11 a.m. Central.

    We last read CONSUMERS's rates page on Nov 2, 2026. CONSUMERS dates its published rate sheet Nov 2, 2026.

    Today's rates from CONSUMERS

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.403%0Nov 2, 2026Visit
    20 Year Fixed7.125%7.322%0Nov 2, 2026Visit
    15 Year Fixed6.625%6.866%0Nov 2, 2026Visit
    10 Year Fixed6.375%6.713%0Nov 2, 2026Visit
    5 Year ARM6.625%6.775%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.436%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.75%6.846%0Nov 2, 2026Visit
    5 Year ARM Jumbo6.75%6.809%0Nov 2, 2026Visit
    Visit CONSUMERS's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CONSUMERS

    Membership is open to family members of current members and residents of participating housing cooperatives. Individuals opening a large deposit certificate of deposit (CD) may also be eligible for membership.

    Association / SEG
    Participating Co-ops

    Where CONSUMERS writes mortgages

    CONSUMERS publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CONSUMERS is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CONSUMERS if you qualify — ranked by today's rate.

    Get notified when CONSUMERS's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in New York

    See all New York credit union mortgage rates