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    CONSUMERS mortgage rates

    CONSUMERS's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track CONSUMERS daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from CONSUMERS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.15%0Sep 11, 2026Visit
    20 Year Fixed7%7.196%0Sep 11, 2026Visit
    15 Year Fixed5.5%5.733%0Sep 11, 2026Visit
    10 Year Fixed6.375%6.713%0Sep 11, 2026Visit
    5 Year ARM6.25%6.394%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.06%0Sep 11, 2026Visit
    15 Year Fixed Jumbo5.5%5.593%0Sep 11, 2026Visit
    5 Year ARM Jumbo6.375%6.433%0Sep 11, 2026Visit
    10 Year Fixed Refinance6.375%6.713%0Sep 11, 2026Visit
    15 Year Fixed Jumbo Refinance5.5%5.593%0Sep 11, 2026Visit
    15 Year Fixed Refinance5.5%5.733%0Sep 11, 2026Visit
    20 Year Fixed Refinance7%7.196%0Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance7%7.06%0Sep 11, 2026Visit
    5 Year ARM Jumbo Refinance6.375%6.433%0Sep 11, 2026Visit
    5 Year ARM Refinance6.25%6.394%0Sep 11, 2026Visit
    Visit CONSUMERS's rates page

    Rate history

    Lowest daily rate CONSUMERS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CONSUMERS

    Anyone can join Consumers Credit Union by becoming a member of the Consumers Cooperative Association (CCA) with a one-time $5 fee, which is often reimbursed by the credit union. Membership also requires maintaining a minimum $5 deposit in a Membership Share/Savings Account. Minors aged 13-17 can join with a valid ID, Social Security card, and a parent/legal guardian as a joint account holder, while those 12 and younger need a Social Security Number and a parent/legal guardian as a joint account holder. Non-U.S. citizens can join with specific identification documents, potentially including a Mexican Matricula Consular ID and ITIN letter or a U.S. Permanent Alien Resident card and Social Security card.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where CONSUMERS writes mortgages

    CONSUMERS publishes mortgage lending in 1 state.

    Illinois

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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