Home state: California
    Lends in 1 state

    COMMUNITY FIRST mortgage rates

    COMMUNITY FIRST's lowest publicly advertised 30-year fixed rate today is 6.921% APR — the national average is 7.147%. That's about $21,886 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COMMUNITY FIRST's rates every weekday, starting around 11 a.m. Central.

    We last read COMMUNITY FIRST's rates page on Nov 2, 2026. COMMUNITY FIRST dates its published rate sheet Oct 26, 2026.

    Today's rates from COMMUNITY FIRST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.921%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit
    15 Year Fixed6.125%6.202%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit
    30 Year Fixed Jumbo7.5%7.545%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit
    15 Year Fixed Jumbo6.875%6.927%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY FIRST

    You can join Community First Credit Union if you live, work, worship, or attend school in Humboldt, Lake, Marin, Mendocino, Napa, Sonoma, or Trinity County. Membership is also open to immediate family members of eligible individuals.

    County
    Humboldt County, CA, Lake County, CA, Marin County, CA, Mendocino County, CA, Napa County, CA, Sonoma County, CA, Trinity County, CA

    Where COMMUNITY FIRST writes mortgages

    COMMUNITY FIRST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if COMMUNITY FIRST is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including COMMUNITY FIRST if you qualify — ranked by today's rate.

    Get notified when COMMUNITY FIRST's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in California

    See all California credit union mortgage rates