Home state: California

    COMMUNITY FIRST mortgage rates

    COMMUNITY FIRST's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track COMMUNITY FIRST daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from COMMUNITY FIRST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.921%0Sep 8, 2026Visit
    15 Year Fixed6.625%6.699%0Sep 8, 2026Visit
    30 Year Fixed Jumbo6.75%6.782%0Sep 8, 2026Visit
    15 Year Fixed Jumbo6.25%6.301%0Sep 8, 2026Visit

    Rate history

    Lowest daily rate COMMUNITY FIRST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY FIRST

    You can join Community First Credit Union if you live, work, worship, or attend school in Humboldt, Lake, Marin, Mendocino, Napa, Sonoma, or Trinity County. Membership is also open to immediate family members of eligible individuals.

    County
    Humboldt County, CA, Lake County, CA, Marin County, CA, Mendocino County, CA, Napa County, CA, Sonoma County, CA, Trinity County, CA

    Where COMMUNITY FIRST writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with COMMUNITY FIRST.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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