Home state: Michigan

    COMMUNITY FINANCIAL mortgage rates

    COMMUNITY FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.88%. That's about $36,281 saved over the life of a $400,000, 30-year loan. We track COMMUNITY FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from COMMUNITY FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.703%Sep 8, 2026Visit
    15 Year Fixed6%6.27%Sep 8, 2026Visit
    5 Year ARM5.375%6.5%Sep 8, 2026Visit
    7 Year ARM5.625%6.465%Sep 8, 2026Visit

    Rate history

    Lowest daily rate COMMUNITY FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY FINANCIAL

    Membership is open to anyone who lives, works, worships, or attends school anywhere in the state of Michigan or in several specific Ohio counties, including Fulton, Henry, Lucas, Ottawa, Sandusky, and Wood. Immediate family members of current members and Michigan-based businesses are also eligible to join.

    County
    Fulton County, OH, Henry County, OH, Lucas County, OH, Ottawa County, OH, Sandusky County, OH, Wood County, OH

    Where COMMUNITY FINANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with COMMUNITY FINANCIAL.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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