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    Credit union mortgage rates
    Home state: Michigan
    Open membership
    Lends in 1 state

    COMMUNITY CHOICE mortgage rates

    COMMUNITY CHOICE's lowest publicly advertised 30-year fixed rate today is 7.125% — the national average is 6.88%. We track COMMUNITY CHOICE daily and refresh rates every morning.

    Today's rates from COMMUNITY CHOICE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.125%7.266%—Sep 11, 2026Visit
    20 Year Fixed7%7.184%—Sep 11, 2026Visit
    15 Year Fixed6.625%6.853%—Sep 11, 2026Visit
    10 Year Fixed6.75%7.07%—Sep 11, 2026Visit
    FHA 30 Year Fixed6.875%7.016%—Sep 11, 2026Visit
    VA 30 Year Fixed6.875%7.016%—Sep 11, 2026Visit
    Visit COMMUNITY CHOICE's rates page

    Rate history

    Lowest daily rate COMMUNITY CHOICE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY CHOICE

    Community Choice Credit Union is open to anyone who lives, works, or worships in Michigan. Those living outside of Michigan can also join by becoming a member of the Community Choice Foundation for a one-time $10 fee.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Community Choice Foundation

    Where COMMUNITY CHOICE writes mortgages

    COMMUNITY CHOICE publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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