Home state: Iowa
    Lends in 1 state

    COMMUNITY CHOICE mortgage rates

    COMMUNITY CHOICE's lowest publicly advertised 30-year fixed rate today is 6.815% APR — the national average is 7.147%. That's about $32,082 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COMMUNITY CHOICE's rates every weekday, starting around 11 a.m. Central.

    We last read COMMUNITY CHOICE's rates page on Nov 2, 2026. COMMUNITY CHOICE dates its published rate sheet Nov 2, 2026.

    Today's rates from COMMUNITY CHOICE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.815%—Nov 2, 2026Visit
    20 Year Fixed6.49%6.546%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.445%—Nov 2, 2026Visit
    10 Year Fixed6.375%6.474%—Nov 2, 2026Visit
    5 Year ARM6.25%6.893%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.49%7.243%—Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.952%—Nov 2, 2026Visit
    USDA 30 Year Fixed6.375%6.969%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY CHOICE

    Membership is open to individuals who live or work in one of 24 specific counties in central and northern Iowa, including Polk, Story, Dallas, and Blackhawk counties.

    County
    Adair County, IA, Boone County, IA, Blackhawk County, IA, Butler County, IA, Clarke County, IA, Dallas County, IA, Greene County, IA, Grundy County, IA, Guthrie County, IA, Hamilton County, IA, Hardin County, IA, Jasper County, IA…

    Where COMMUNITY CHOICE writes mortgages

    COMMUNITY CHOICE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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