Home state: Iowa
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    COMMUNITY 1ST mortgage rates

    COMMUNITY 1ST's lowest publicly advertised 30-year fixed rate today is 6.873% APR — the national average is 7.147%. That's about $26,509 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COMMUNITY 1ST's rates every weekday, starting around 11 a.m. Central.

    We last read COMMUNITY 1ST's rates page on Nov 2, 2026. COMMUNITY 1ST dates its published rate sheet Oct 26, 2026.

    Today's rates from COMMUNITY 1ST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.873%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    20 Year Fixed6.875%7.013%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    15 Year Fixed6.625%6.796%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    3 Year ARM6.625%7.191%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    5 Year ARM6.75%7.152%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    7 Year ARM6.875%7.158%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    10 Year ARM7%7.188%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    VA 30 Year Fixed6.875%7.099%0Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMUNITY 1ST

    Membership is open to individuals who live or work in one of 57 counties across Southern and Central Iowa or 14 specific counties in Missouri.

    County
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    Where COMMUNITY 1ST writes mortgages

    COMMUNITY 1ST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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