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    Credit union mortgage rates
    Home state: Kentucky
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    Lends in 2 states

    COMMONWEALTH mortgage rates

    COMMONWEALTH's lowest publicly advertised 30-year fixed rate today is 6.763% APR — the national average is 7.147%. That's about $37,068 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COMMONWEALTH's rates every weekday, starting around 11 a.m. Central.

    We last read COMMONWEALTH's rates page on Nov 2, 2026.

    Today's rates from COMMONWEALTH

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.763%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.555%—Nov 2, 2026Visit
    15 Year Fixed6%6.223%—Nov 2, 2026Visit
    10 Year Fixed5.875%6.188%—Nov 2, 2026Visit
    5 Year ARM6.125%7.005%—Nov 2, 2026Visit
    10 Year ARM6.5%7.13%—Nov 2, 2026Visit
    Visit COMMONWEALTH's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMONWEALTH

    Anyone in the US can join Commonwealth Credit Union through various pathways, including family relationships or by joining one of their approved associations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    approved associations

    Where COMMONWEALTH writes mortgages

    COMMONWEALTH publishes mortgage lending in 2 states.

    IndianaKentucky

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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