Today's rates from COMMONWEALTH
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.763% | — | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.375% | 6.555% | — | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6% | 6.223% | — | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 5.875% | 6.188% | — | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.875% | 6.684% | — | Sep 11, 2026 | Visit | |
| 10 Year ARM | 6.25% | 7.305% | — | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.875% | 7.152% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate COMMONWEALTH advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join COMMONWEALTH
Anyone in the US can join Commonwealth Credit Union through various pathways, including family relationships or by joining one of their approved associations.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Association / SEG
approved associations
Where COMMONWEALTH writes mortgages
COMMONWEALTH publishes mortgage lending in 2 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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