Home state: Massachusetts
    Lends in 1 state

    COMMON TRUST mortgage rates

    COMMON TRUST's lowest publicly advertised 30-year fixed rate today is 7.04% APR — the national average is 7.147%. That's about $10,387 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COMMON TRUST's rates every weekday, starting around 11 a.m. Central.

    We last read COMMON TRUST's rates page on Nov 2, 2026.

    Today's rates from COMMON TRUST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.99%7.04%0Nov 2, 2026Visit
    15 Year Fixed5.875%5.953%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COMMON TRUST

    Membership is open to anyone who lives, worships, regularly conducts business, or attends school in over 20 specific cities and towns in the Middlesex County area of Massachusetts.

    City
    Arlington, MA, Bedford, MA, Belmont, MA, Burlington, MA, Concord, MA, Lexington, MA, Lincoln, MA, Medford, MA, Melrose, MA, Natick, MA, Needham, MA, Newton, MA…

    Where COMMON TRUST writes mortgages

    COMMON TRUST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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