Home state: Colorado
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    COLORADO mortgage rates

    COLORADO's lowest publicly advertised 30-year fixed rate today is 7.014% APR — the national average is 7.147%. That's about $12,904 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read COLORADO's rates every weekday, starting around 11 a.m. Central.

    We last read COLORADO's rates page on Nov 2, 2026.

    Today's rates from COLORADO

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only7.014%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COLORADO

    Credit Union of Colorado offers membership to anyone in the United States through a complimentary membership in their foundation. Individuals can also join if they are employees of participating groups or have a family member who is already a member.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where COLORADO writes mortgages

    COLORADO publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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