Home state: California
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    Lends in 1 state

    COASTHILLS mortgage rates

    COASTHILLS's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track COASTHILLS daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from COASTHILLS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.966%0Sep 10, 2026Visit
    15 Year Fixed6.375%6.395%0Sep 10, 2026Visit
    5 Year ARM5.75%5.835%0Sep 10, 2026Visit
    15 Year ARM6.375%6.463%0Sep 10, 2026Visit
    VA 30 Year Fixed6.5%6.568%0Sep 10, 2026Visit
    30 Year Fixed Jumbo6.875%6.924%0Sep 10, 2026Visit

    Rate history

    Lowest daily rate COASTHILLS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COASTHILLS

    CoastHills Federal Credit Union is open to anyone in the United States who joins The Community Impact Fund for free during the application process. Membership is also available to employees and students of select local organizations, and to immediate family or household members of current credit union members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Allan Hancock College, Community Health Centers of the Central Coast, CoastHills Credit Union
    Association / SEG
    The Community Impact Fund

    Where COASTHILLS writes mortgages

    COASTHILLS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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