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    Credit union mortgage rates
    Home state: North Carolina
    Open membership
    Lends in 1 state

    COASTAL mortgage rates

    COASTAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track COASTAL daily and refresh rates every morning.

    Today's rates from COASTAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.688%0Sep 11, 2026Visit
    20 Year Fixed6.625%6.708%0Sep 11, 2026Visit
    Visit COASTAL's rates page

    Rate history

    Lowest daily rate COASTAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join COASTAL

    Membership is open to individuals employed by one of Coastal Credit Union's partner associations, organizations, or businesses. Immediate family and household members of existing members are also eligible. Additionally, individuals who live or work in the cities of Littleton, Weldon, Aurelian Springs, Airlie, Halifax, Arcola, Hollister, Brinkleyville, Heathsville, Tillery, Enfield, Scotland Neck, Whitakers, Castalia, Red Oak, Dortches, Leggett, Wrendale, Speed, Nashville, Rocky Mount, West Edgecombe, Woodcrest Park, and Tarboro, North Carolina, or who live, work, worship, attend school, or conduct business in Vance County, NC, can join. Membership can also be established by making an $18 contribution to the Coastal Credit Union Foundation to become a Champion for Change.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Vance County, NC
    City
    Littleton, NC, Weldon, NC, Aurelian Springs, NC, Airlie, NC, Halifax, NC, Arcola, NC, Hollister, NC, Brinkleyville, NC, Heathsville, NC, Tillery, NC, Enfield, NC, Scotland Neck, NC…

    Where COASTAL writes mortgages

    COASTAL publishes mortgage lending in 1 state.

    North Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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