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    CHIPHONE mortgage rates

    CHIPHONE's lowest publicly advertised 30-year fixed rate today is 5.99% rate — the national average is 7.115%. That's about $106,756 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CHIPHONE's rates every weekday, starting around 11 a.m. Central.

    We last read CHIPHONE's rates page on Nov 5, 2026. CHIPHONE dates its published rate sheet Sep 1, 2026.

    Today's rates from CHIPHONE

    CHIPHONE's published rates appear to be out of date.

    Their rate sheet is dated Sep 1, 2026. These prices are flagged as out of date based on the lender's printed date or a manual review hold, not on how often prices have changed. The published prices remain available here with their dates, but are excluded from our live comparison tables and rankings. Check the source page

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.99%—Lender publishes rate only—Nov 5, 2026
    Lender's sheet dated Sep 1, 2026
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    20 Year Fixed5.75%—Lender publishes rate only—Nov 5, 2026
    Lender's sheet dated Sep 1, 2026
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    15 Year Fixed5.5%—Lender publishes rate only—Nov 5, 2026
    Lender's sheet dated Sep 1, 2026
    Visit
    10 Year Fixed5.25%—Lender publishes rate only—Nov 5, 2026
    Lender's sheet dated Sep 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

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    Who can join CHIPHONE

    Membership is available to employees and their family members of over 200 partner companies and organizations, including several city governments and the Army National Guard.

    Employer
    A & N Distributors, ABTCO, Ace Hardware, ADEC, Adorn LLC, AM General, Amish Acres, City of Elkhart, City of Hobart, Costco Wholesale, Mishawaka, Elkhart City Employees, Elkhart Clinic…
    Association / SEG
    United Steel Workers of America, Plumbers & Steamfitters, Elkhart Rifle & Pistol Club
    Military / veteran
    Army National Guard

    Where CHIPHONE writes mortgages

    CHIPHONE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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