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    CHIPHONE mortgage rates

    CHIPHONE's lowest publicly advertised 30-year fixed rate today is 5.99% rate — the national average is 7.038%. That's about $99,286 saved over the life of a $400,000, 30-year loan. We track CHIPHONE daily and refresh rates every morning.

    We last read CHIPHONE's rates page on Sep 21, 2026. CHIPHONE dates its published rate sheet Sep 1, 2026.

    Today's rates from CHIPHONE

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.99%Lender publishes rate onlySep 21, 2026
    Lender's sheet dated Sep 1, 2026
    Visit
    20 Year Fixed5.75%Lender publishes rate onlySep 21, 2026
    Lender's sheet dated Sep 1, 2026
    Visit
    15 Year Fixed5.5%Lender publishes rate onlySep 21, 2026
    Lender's sheet dated Sep 1, 2026
    Visit
    10 Year Fixed5.25%Lender publishes rate onlySep 21, 2026
    Lender's sheet dated Sep 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHIPHONE

    Membership is available to employees and their family members of over 200 partner companies and organizations, including several city governments and the Army National Guard.

    Employer
    A & N Distributors, ABTCO, Ace Hardware, ADEC, Adorn LLC, AM General, Amish Acres, City of Elkhart, City of Hobart, Costco Wholesale, Mishawaka, Elkhart City Employees, Elkhart Clinic
    Association / SEG
    United Steel Workers of America, Plumbers & Steamfitters, Elkhart Rifle & Pistol Club
    Military / veteran
    Army National Guard

    Where CHIPHONE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CHIPHONE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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