Home state: Michigan
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    CHIEF FINANCIAL mortgage rates

    CHIEF FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.912% APR — the national average is 7.147%. That's about $22,754 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CHIEF FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read CHIEF FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from CHIEF FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.912%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.612%—Nov 2, 2026Visit
    5 Year ARM6%6.608%—Nov 2, 2026Visit
    7 Year ARM6.125%6.502%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHIEF FINANCIAL

    Membership at Chief Financial Credit Union is open to all residents of Michigan. A $5 membership deposit is required to establish your account.

    Where CHIEF FINANCIAL writes mortgages

    CHIEF FINANCIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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