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    CHEN-DEL-O mortgage rates

    CHEN-DEL-O's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track CHEN-DEL-O daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from CHEN-DEL-O

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit
    Visit CHEN-DEL-O's rates page

    Rate history

    Lowest daily rate CHEN-DEL-O advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHEN-DEL-O

    CHEN-DEL-O FCU offers nationwide eligibility to anyone who joins the New York Credit Union Foundation for free. It also serves employees and students of schools in Delaware, Otsego, and Chenango counties, as well as several local healthcare and municipal employers.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    State University of New York, Delhi, Hartwick College, Otsego-Northern Catskill BOCES, Stamford BOCES, Delaware-Chenango BOCES, Norwich BOCES, Springbrook, Youth Leadership Academy, Mountainside Residential Care Center, O'Connor Division of Bassett Hospital, Margaretville Hospital, Village of Franklin…
    County
    Delaware County, NY, Otsego County, NY, Chenango County, NY

    Where CHEN-DEL-O writes mortgages

    CHEN-DEL-O publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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