Home state: Connecticut
    Lends in 1 state

    CHARTER OAK mortgage rates

    CHARTER OAK's lowest publicly advertised 30-year fixed rate today is 7.199% APR — the national average is 7.147%. We read CHARTER OAK's rates every weekday, starting around 11 a.m. Central.

    We last read CHARTER OAK's rates page on Nov 2, 2026.

    Today's rates from CHARTER OAK

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.199%0Nov 2, 2026Visit
    20 Year Fixed6.625%6.72%0Nov 2, 2026Visit
    15 Year Fixed5.8%5.916%0Nov 2, 2026Visit
    10 Year Fixed5.8%5.964%0Nov 2, 2026Visit
    3 Year ARM5.375%6.834%0Nov 2, 2026Visit
    5 Year ARM5.5%6.624%0Nov 2, 2026Visit
    7 Year ARM5.625%6.483%0Nov 2, 2026Visit
    10 Year ARM5.75%6.333%0Nov 2, 2026Visit
    1 Year ARM5.25%7.133%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CHARTER OAK

    You can join Charter Oak Federal Credit Union if you live, work, worship, attend school, volunteer, or donate in New London or Windham counties in Connecticut.

    County
    New London County, CT, Windham County, CT

    Where CHARTER OAK writes mortgages

    CHARTER OAK publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CHARTER OAK is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CHARTER OAK if you qualify — ranked by today's rate.

    Get notified when CHARTER OAK's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Connecticut

    See all Connecticut credit union mortgage rates