Home state: Missouri
    Lends in 1 state

    CENTURY mortgage rates

    CENTURY's lowest publicly advertised 30-year fixed rate today is 7.125% APR — the national average is 7.147%. That's about $2,139 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CENTURY's rates every weekday, starting around 11 a.m. Central.

    We last read CENTURY's rates page on Nov 2, 2026. CENTURY dates its published rate sheet Nov 1, 2026.

    Today's rates from CENTURY

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only7.125%—Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    20 Year Fixed—Lender publishes APR only6.875%—Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    15 Year Fixed—Lender publishes APR only6.375%—Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit
    10 Year Fixed—Lender publishes APR only6%—Nov 2, 2026
    Lender's sheet dated Nov 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CENTURY

    Century Credit Union is open to anyone who lives or works in St. Louis County/City, Jefferson County, or Franklin County in Missouri. Employees of 49 specific local companies, such as Mercy Hospital South, and family members of current or eligible members are also eligible for membership.

    Employer
    Mercy Hospital South
    County
    St. Louis County, MO, Jefferson County, MO, Franklin County, MO
    City
    St. Louis, MO

    Where CENTURY writes mortgages

    CENTURY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CENTURY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CENTURY if you qualify — ranked by today's rate.

    Get notified when CENTURY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Missouri

    See all Missouri credit union mortgage rates