Home state: Massachusetts

    CENTRAL ONE mortgage rates

    CENTRAL ONE's lowest publicly advertised 30-year fixed rate today is 6.914% — the national average is 6.88%. We track CENTRAL ONE daily and refresh rates every morning.

    Rates as of Aug 31, 2026

    Today's rates from CENTRAL ONE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.914%6.914%Sep 11, 2026Visit
    10 Year ARM6.47%6.47%Sep 11, 2026Visit
    15 Year ARM6.855%6.855%Sep 11, 2026Visit

    Rate history

    Lowest daily rate CENTRAL ONE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CENTRAL ONE

    Membership at Central One Federal Credit Union is open to anyone who lives, works, worships, volunteers, or attends school in Worcester County or parts of Middlesex and Norfolk counties in Massachusetts. Businesses and organizations within these counties are also eligible. Immediate family or household members of existing members may also join.

    County
    Worcester County, MA, Middlesex County, MA, Norfolk County, MA

    Where CENTRAL ONE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CENTRAL ONE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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