Home state: Maine
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    CENTRAL MAINE mortgage rates

    CENTRAL MAINE's lowest publicly advertised 30-year fixed rate today is 6.5% rate — the national average is 7.147%. That's about $62,116 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CENTRAL MAINE's rates every weekday, starting around 11 a.m. Central.

    We last read CENTRAL MAINE's rates page on Nov 2, 2026. CENTRAL MAINE dates its published rate sheet Oct 14, 2026.

    Today's rates from CENTRAL MAINE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%—Lender publishes rate only—Nov 2, 2026
    Lender's sheet dated Oct 14, 2026
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    20 Year Fixed6.375%6.503%—Nov 2, 2026
    Lender's sheet dated Oct 14, 2026
    Visit
    15 Year Fixed6.25%6.409%—Nov 2, 2026
    Lender's sheet dated Oct 14, 2026
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    10 Year Fixed5.75%5.974%—Nov 2, 2026
    Lender's sheet dated Oct 14, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CENTRAL MAINE

    Membership is open to anyone who lives, works, attends school, or worships in the Maine counties of Androscoggin, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Somerset, or Waldo.

    County
    Androscoggin County, ME, Franklin County, ME, Hancock County, ME, Kennebec County, ME, Knox County, ME, Lincoln County, ME, Oxford County, ME, Somerset County, ME, Waldo County, ME

    Where CENTRAL MAINE writes mortgages

    CENTRAL MAINE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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