Today's rates from CENTRAL JERSEY
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 7.013% | 1.83 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 7.125% | 7.23% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.754% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.625% | 6.806% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 7.725% | 7.717% | 2.45 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 7.725% | 7.765% | 2.2 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 7.725% | 7.932% | 2.9 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.5% | 7.175% | 0 | Sep 11, 2026 | Visit | |
| FHA 15 Year Fixed | 6.625% | 7.283% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.012% | 0 | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 7.144% | 0.555 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.295% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.125% | 6.156% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate CENTRAL JERSEY advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join CENTRAL JERSEY
Membership at Central Jersey Federal Credit Union is available to employees of their participating Select Employee Groups (SEG's). Immediate family members of eligible individuals can also join. Once a member, an individual retains membership for life.
Where CENTRAL JERSEY writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with CENTRAL JERSEY.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if CENTRAL JERSEY is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including CENTRAL JERSEY if you qualify — ranked by today's rate.