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    CAROLINA TRUST mortgage rates

    CAROLINA TRUST's lowest publicly advertised 30-year fixed rate today is 6.764% APR — the national average is 7.147%. That's about $36,972 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CAROLINA TRUST's rates every weekday, starting around 11 a.m. Central.

    We last read CAROLINA TRUST's rates page on Nov 2, 2026. CAROLINA TRUST dates its published rate sheet Oct 30, 2026.

    Today's rates from CAROLINA TRUST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.65%6.764%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    15 Year Fixed6.25%6.435%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    5 Year ARM5.65%5.757%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    FHA 30 Year Fixed7.5%7.62%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    VA 30 Year Fixed7.5%7.62%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    USDA 30 Year Fixed7.5%7.62%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAROLINA TRUST

    Individuals who live, work, worship, or attend school in Horry, Georgetown, Marion, Williamsburg, or Florence counties in South Carolina are eligible to join. Membership is also open to local military personnel and their family members.

    Military / veteran
    all US military
    County
    Horry County, SC, Georgetown County, SC, Marion County, SC, Williamsburg County, SC, Florence County, SC
    City
    Little River, SC

    Where CAROLINA TRUST writes mortgages

    CAROLINA TRUST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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